Cobria vs Vertuoza: which construction software should you pick?

Choosing between Cobria and Vertuoza comes down to one question: how big a tool does your business need today, not in two years? Both cover quotes, invoices and Peppol e-invoicing in Belgium. They are aimed at different businesses. Cobria starts free for a sole trader. Vertuoza sells a full ERP built for larger teams. Here is what that means in practice.

One thing first: Peppol is the network Belgian businesses use to send invoices electronically. B2B e-invoicing through Peppol has been mandatory in Belgium since 1 January 2026, so any tool you pick has to handle it.

The comparison table

Ten points that matter when you choose, based on both vendors' public pages and independent sources.

Price in detail

Cobria bills monthly, plan by plan, per user and excluding VAT: Solo €0, Essential €24.90, Pro €49.90, Ultimate €89.90 (checked on cobria.com/en/pricing on 29 September 2026). There is no minimum term. Vertuoza does not publish its price list. The figure above, about €1,490 per year for the entry tier, comes from Capterra, not from Vertuoza. Treat it as an estimate and ask for a quote.

What really sets the two apart

Contract and refunds

This is the most concrete difference. Capterra reviewers of Vertuoza mention the lack of a free trial, an annual payment up front and difficulty cancelling. Cobria works the other way round: monthly billing, cancel from the app at any time. If you are torn between the two, confirm the terms with Vertuoza before you sign anything.

AI and voice quotes

Both tools offer an AI assistant that builds a quote from your voice: Max at Cobria, VertuoAI at Vertuoza, which claims about 45 seconds per quote. On this point neither is behind the other. The difference is what the AI does next. At Cobria, Max also helps you move around the app in plain language and answers questions about your own data, such as prices, client history and deadlines.

Automatic translation

Cobria translates quotes and invoices automatically into French, Dutch, English, Romanian and Greek. We did not find this on Vertuoza's public site. If your clients speak different languages, which is common in Belgium, you send a professional document without paying a translator.

Language of the software and its support

Vertuoza's own website is in French and Dutch. Capterra lists English and French as supported languages, so ask Vertuoza which language the app and the support run in before you commit. Cobria's website is available in English, and so is its automatic translation of documents.

Mobile app on site

Both tools advertise mobile access. Several independent reviews of Vertuoza describe the app as better for looking things up than for entering everything from a job site. We have not found published field reviews of the Cobria app yet.

Depth of features

Vertuoza offers a four-level ERP covering stock, geolocation, a client portal and maintenance management (CMMS) on its top tiers. Cobria stays focused on quotes, invoices and simpler planning. A business with several crews, materials in stock and a need for built-in accounting will find modules at Vertuoza that Cobria does not have yet.

Peppol

Both tools handle Peppol e-invoicing. There is nothing to choose between them on this point.

Independent reviews

Vertuoza scores 3.7 out of 5 on Capterra from 23 reviews (checked on 29 September 2026). Reviewers praise the field and office sync, photo sharing and margin tracking. They also point to the annual up-front payment, no free trial and gaps between the sales pitch and the real product. We found no comparable volume of public reviews for Cobria, which is newer on the market.

Cobria's limits, plainly

• The free plan is capped: 1 user, no Planning module or product catalogue, ads in the app, about 500 MB of storage and 25 Bricks per day. A quote costs 10 Bricks and an invoice 5, so that is about 2 quotes or 5 invoices a day.
• Cobria is younger than Vertuoza: fewer published case studies and customer reviews.
• Stock, geolocation and maintenance modules are less developed than Vertuoza's EXPERT+ tier.
• No known automatic import from Vertuoza. Moving your data goes through Cobria's team, not a one-click import.
• Cobria is built for Belgium and the euro zone: prices in euros and Peppol. We do not list UK-specific tax features on our site.

Who should pick which

If you work alone or run a team of up to about 25 people, want to start without paying, without a yearly commitment and with translation built in, Cobria fits. If you run a larger business that needs a full ERP with stock, geolocation and built-in accounting, and you are ready to invest in training, set-up and a yearly commitment, Vertuoza is the more complete choice today. The real question is not which one is better. It is how many modules you actually need, and whether you are willing to commit for a year to get them.

Method and verification

This comparison uses the public pages of cobria.com/en/pricing (checked on 29 September 2026) and vertuoza.com (checked on 24 September 2026), plus independent sources: Capterra for the rating, the reviews and the starting price (checked on 29 September 2026). Vertuoza does not publish its starting price, so the figure used is Capterra's, to be reconfirmed with Vertuoza before you decide. This page is published by Cobria, the vendor of one of the two tools compared.